On Top of the World Designated Place in Florida can face significant threats from hurricanes due to its location in the state. Its proximity to the Gulf of Mexico coast, about 37 miles, implies that the town could be affected by storm surges and high-speed winds associated with hurricanes. The relatively low elevation -approximately 100 feet- also makes it prone to flooding during torrential hurricane rains, especially in the absence of effective drainage systems. However, the greater distance from the coast compared to other Florida communities provides some insulation from the most extreme storm surge effects, reducing the overall flood risk slightly. Historically, major hurricanes such as Hurricane Frances (2004) and Hurricane Charley (also 2004) have affected the broader region, causing wind damage and flooding. Hurricane Irma in 2017 was another significant storm. In these instances, impacts included power outages, property damage, and treacherous travel conditions. Residents' vulnerability during such events may increase depending on home construction quality, adherence to local building codes designed to minimize hurricane damage, and whether individuals heed evacuation orders. Therefore, planning for potential impacts of hurricanes in On Top of the World is a serious concern that requires vigilant monitoring and adherence to safety measures.