Charlotte Harbor, being a coastal town in Florida, is especially vulnerable to the impacts of hurricanes and flooding. With an elevation of approximately three feet above sea level, this area is especially prone to storm surge flooding, a significant and life-threatening component of hurricanes. Storm surge, combined with the regional tidal effects and heavy rain, tends to magnify the risk for extensive property damage, compromised infrastructure, and loss of life. High winds also pose a significant threat, potentially causing structural damage to buildings and other structures, contributing to power outages, downing trees, and creating hazards from flying debris. Historically, Charlotte Harbor has been impacted by numerous hurricanes with significant effects. A notable recent history includes the Category 4 Hurricane Charley in 2004, which made landfall in Punta Gorda, very close to Charlotte Harbor. The storm caused massive flooding, wind damage and recorded 10-15 feet storm surge. Overall, given Charlotte Harbor's coastal location, low-lying topography, and history, it continues to be at high risk for significant impact from both hurricanes and the associated storm surge and flooding. Proper and timely evacuations, flood-zone consciousness, durable construction practices, and investment in storm surge barriers and sea walls are among the key considerations in mitigating these effects.